Private money and DSCR loans that close on your timeline
PurpleBee Capital funds fix and flips, rentals, new construction, and bridge deals for real estate investors — asset based underwriting, no tax returns, and term sheets in 24 hours.
- 7–10
- Days to close
- 90%
- Max LTC
- $50K+
- Loan amounts
Close in 7–10 Days
Fast approvals and funding that keep your contract on schedule.
No Tax Returns
Asset-based underwriting. We qualify the deal, not your W-2.
Up to 90% LTC
High leverage on purchase plus 100% of rehab draws.
Direct Decisions
In-house capital and in-house underwriting. No middlemen.
About PurpleBee Capital
A lender that thinks like an investor
PurpleBee Capital is a direct private money and DSCR lender serving real estate investors nationwide. We were built by operators who have bought, rehabbed, and held rentals — so we understand that speed and certainty matter more than paperwork.
From your first flip to a 50-door portfolio, we structure financing around the asset and your exit strategy. One point of contact, transparent terms, and a term sheet in 24 hours.
Loan Programs
Capital for every strategy
Eight core programs, each underwritten in house so you get a real answer the same day.
Fix & Flip
Up to 90% of purchase and 100% of rehab, funded in draws.
12–18 months • Interest only
DSCR Rental
Qualify on property cash flow with no income documentation.
30-year fixed • DSCR 0.75+
New Construction
Ground-up financing for infill builds and spec homes.
Up to 85% LTC
Bridge Loans
Short-term capital to close fast and reposition the asset.
6–24 months
Multifamily
5+ unit acquisitions, value-add plays, and stabilizations.
Up to 75% LTV
Cash-Out Refinance
Pull equity from performing rentals to fund the next deal.
Up to 80% LTV
Portfolio Loans
Blanket financing across 5 to 500 doors under one note.
Single closing
Commercial
Mixed-use, retail, office, and small-balance commercial.
Custom structures
Client Results
Investors who kept their timeline
“We closed a duplex in eight days when our bank was still asking for tax returns. PurpleBee is now our first call on every deal.”
“The DSCR refinance let me pull out enough equity to buy two more rentals the same quarter. Terms were exactly what the term sheet said.”
“Draw requests were funded in 48 hours every single time. That reliability is the whole ballgame on a construction timeline.”
FAQ
Questions, answered plainly
Our Process
Five steps from offer to funded
- 01
Submit your deal
Send the address, purchase price, and rehab budget through the form or by phone.
- 02
Get a term sheet
We underwrite the asset and send pricing, leverage, and terms within 24 hours.
- 03
Sign and order diligence
Accept the terms and we order appraisal, title, and insurance immediately.
- 04
Underwriting & approval
In-house underwriting clears conditions with one point of contact throughout.
- 05
Close and fund
Wire goes out at closing, and rehab draws are funded within 48 hours of inspection.
Your next deal is waiting on funding
Get a no-obligation term sheet in 24 hours. Talk to a real underwriter, not a call center.